Payment methods and bank transfer details in this article (BACS, sort codes) are based on UK banking. The options available to you will depend on your country.
Giving clients multiple ways to pay increases the chances of getting paid quickly. Here are the most common options.
Bank transfer (BACS)
The most common method for UK trade businesses. Clients transfer directly to your account using your sort code and account number. No fees, but payment can take 1–3 days and late payment is common.
Card payment (online)
Fast and convenient for clients. If your card provider (Stripe, SumUp, PayPal, etc.) gives you a payment link, paste it into the payment instructions in Settings so it appears on every invoice. Your provider's processing fees apply.
Cash
Still common for smaller trade jobs. No fees, instant. Always issue a receipt and record the payment in BillSend by marking the invoice paid manually.
Cheque
Increasingly rare. Slow to clear (can take 5–7 days) and inconvenient. Only worth accepting if a client specifically requests it.
Add your preferred payment methods to the payment instructions field in Settings. This text appears on every invoice so clients always know how to pay.
Frequently asked questions
What payment methods can I offer clients?
The main options are bank transfer (BACS), online card payment, cash, and cheque, each with different speed, fees, and convenience trade-offs.
Which payment method eliminates late payment?
Online card payment is the fastest for clients and cuts late payment. Add a payment link from your card provider to your payment instructions so it appears on every invoice; your provider's processing fees apply.
How do I record a cash payment received for an invoice?
Always issue a receipt for a cash payment and record it in BillSend by marking the invoice paid manually.
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