Which one should you use?
If you want free bookkeeping and invoicing in one place and do not mind an upsell path toward paid add-ons, Wave is hard to beat on price. If you send formal quotes before a job starts (not just invoices after), and want a tool that stays out of accounting entirely, BillSend is the more focused option.
Feature comparison
Solo tradespeople and freelancers sending quotes and invoices
Small businesses wanting free accounting, invoicing, and receipt scanning in one place
Quotes and invoices — nothing else
Free accounting suite: invoicing, bookkeeping, receipts; payments and payroll as paid add-ons
One flat monthly price, no per-user fees
Core accounting and invoicing free; payments and payroll charged separately
5 free quotes, 5 free invoices, and 5 free templates — no card required
Core invoicing and accounting free indefinitely, with no invoice limit
Passwordless — a sign-in link is emailed to you, nothing to remember
Standard email + password account
Minutes — add your branding and send your first quote
Moderate — accounting setup (chart of accounts, bank connection) alongside invoicing
English, Turkish, and Arabic
Primarily English; tax and currency conventions centred on US/Canada
| BillSend | Wave | |
|---|---|---|
| Built for | Solo tradespeople and freelancers sending quotes and invoices | Small businesses wanting free accounting, invoicing, and receipt scanning in one place |
| Core focus | Quotes and invoices — nothing else | Free accounting suite: invoicing, bookkeeping, receipts; payments and payroll as paid add-ons |
| Pricing model | One flat monthly price, no per-user fees | Core accounting and invoicing free; payments and payroll charged separately |
| Free plan | 5 free quotes, 5 free invoices, and 5 free templates — no card required | Core invoicing and accounting free indefinitely, with no invoice limit |
| Sign-in | Passwordless — a sign-in link is emailed to you, nothing to remember | Standard email + password account |
| Setup time | Minutes — add your branding and send your first quote | Moderate — accounting setup (chart of accounts, bank connection) alongside invoicing |
| Languages | English, Turkish, and Arabic | Primarily English; tax and currency conventions centred on US/Canada |
Frequently asked questions
Its core invoicing and bookkeeping are free indefinitely. Wave makes money through paid add-ons like payment processing and payroll. BillSend is free for a limited number of quotes/invoices/templates and then one flat paid tier — check wave.com for its current terms before comparing.
Wave is built primarily around invoicing and accounting; formal pre-work quotes or estimates are not its main focus. BillSend treats quotes and invoices as equally core, with one-click quote-to-invoice conversion.
If you only need invoicing, Wave's free plan is hard to beat on price. BillSend is worth it if you regularly send quotes before work starts, want passwordless sign-in, or prefer a tool that does not try to upsell payroll and payment processing.
Wave is a trademark of Wave Financial Inc. (H&R Block). BillSend is not affiliated with or endorsed by Wave. Competitor pricing and features can change — check wave.com for current details.
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