Which one should you use?
If you want free bookkeeping, invoicing and estimates in one place and do not mind an upsell path toward paid add-ons, Wave is hard to beat on price. If you do not need bookkeeping and want a tool that only does quotes and invoices, with nothing to set up first, BillSend is the more focused option.
Feature comparison
Solo tradespeople and freelancers sending quotes and invoices
Small businesses wanting free accounting, invoicing, and receipt scanning in one place
Quotes and invoices — nothing else
Free accounting suite: invoicing, bookkeeping, receipts; payments and payroll as paid add-ons
One flat price, paid monthly or yearly — no per-user fees
Core accounting and invoicing free; payments and payroll charged separately
5 quotes, 5 invoices and 5 templates free every month — no card required
Core invoicing and accounting free indefinitely, with no invoice limit
Passwordless — a sign-in link is emailed to you, nothing to remember
Standard email + password account
Minutes — add your branding and send your first quote
Moderate — accounting setup (chart of accounts, bank connection) alongside invoicing
English, Turkish, and Arabic
Primarily English; tax and currency conventions centred on US/Canada
| Feature comparison | BillSend | Wave |
|---|---|---|
| Built for | Solo tradespeople and freelancers sending quotes and invoices | Small businesses wanting free accounting, invoicing, and receipt scanning in one place |
| Core focus | Quotes and invoices — nothing else | Free accounting suite: invoicing, bookkeeping, receipts; payments and payroll as paid add-ons |
| Pricing model | One flat price, paid monthly or yearly — no per-user fees | Core accounting and invoicing free; payments and payroll charged separately |
| Free plan | 5 quotes, 5 invoices and 5 templates free every month — no card required | Core invoicing and accounting free indefinitely, with no invoice limit |
| Sign-in | Passwordless — a sign-in link is emailed to you, nothing to remember | Standard email + password account |
| Setup time | Minutes — add your branding and send your first quote | Moderate — accounting setup (chart of accounts, bank connection) alongside invoicing |
| Languages | English, Turkish, and Arabic | Primarily English; tax and currency conventions centred on US/Canada |
Frequently asked questions
Its core invoicing, estimates and bookkeeping are free indefinitely. Wave makes money through paid add-ons like payment processing and payroll, and a paid Pro plan. BillSend is free for 5 quotes, 5 invoices and 5 templates every month, then one flat paid price — check wave.com for its current terms before comparing.
Yes — Wave calls them estimates, and its free plan lets you send them and turn an approved estimate into an invoice. The difference is the setting: in Wave, estimates sit inside a full accounting suite, while BillSend is only quotes and invoices, so there is less to set up and learn. Check wave.com for its current features.
If you only need invoicing and do not mind setting up accounting, Wave's free plan is hard to beat on price. BillSend is worth it if you want a tool with no bookkeeping to set up, passwordless sign-in, Turkish or Arabic, or no upsell toward payroll and payment processing.
Wave is a trademark of Wave Financial Inc. (H&R Block). BillSend is not affiliated with or endorsed by Wave. Competitor pricing and features can change — check wave.com for current details.
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